INSURANCE & FEES
We believe clarity around fees and insurance helps you make informed, confident decisions about your care.
Individual Therapy & Insurance
Adaptations Therapy Institute works with a variety of insurance plans for individual therapy. Coverage depends on your specific plan, provider, and location.
If we are in-network with your insurance, sessions are billed directly to your plan. You are responsible for any applicable copays, coinsurance, or deductibles.
If we are out-of-network, we can provide a superbill for you to submit to your insurance for possible reimbursement.
Because insurance plans vary widely, we encourage clients to confirm:
Mental health benefits
Deductibles and copays
Telehealth coverage
Any session limits or authorization requirements
We’re happy to help guide you through what to ask.
Couples Therapy (Private Pay Only)
Couples therapy is offered on a private-pay basis only.
Angela’s work with couples is a core passion and specialty area of the practice. She is trained in Psychobiological Approach to Couple Therapy (PACT), Nonviolent Communication (NVC), and trauma-informed, attachment-based care, with a strong focus on nervous system regulation, relational safety, and pattern change.
Couples work here is intentional, structured, and deeply relational—supporting partners in understanding the cycles they’re stuck in, strengthening emotional safety, and developing more secure ways of connecting and communicating.
At this time, insurance companies do not recognize relationship or couples concerns as a diagnosable mental health disorder, and therefore do not cover couples therapy sessions.
For this reason:
Couples sessions are not billed to insurance
A diagnosis is not assigned for couples work
Payment is due at the time of service
A superbill can be provided upon request, though reimbursement for couples therapy is uncommon and not guaranteed.
INSURANCE & FEES
We aim to be transparent and clear so you can make informed decisions about your care.
Michigan:
Accepted: BCBS + Aetna
Coming soon: Anthem, Carelon, Oxford (Optum)
Hawaii:
Accepted: HMSA, HMSA Quest, UHA, HMAA, HWMG
Coming soon: Kaiser, Aetna, Oscar (Optum), Oxford (Optum), TRICARE
Important Insurance Notes:
Insurance coverage varies by plan and individual benefits
Clients are responsible for copays, coinsurance, and deductibles
We recommend confirming benefits directly with your insurance provider
If we are out-of-network with your plan, we can provide a superbill for possible reimbursement.
* Couples Therapy: Private pay only
* Superbill available upon request.
